THE TRUTH THEY
TRIED TO BURY
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Available for Pre-Order. This title will be released on March 17, 2026.
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About
Why this story will change how you see America.
In a time when people feel the system is rigged, Pay to Play shows EXACTLY how it happens:
- Corporations secretly writing federal indictments
- Agents used as private corporate enforcers
- Innocent citizens entrapped over technicalities
- Business innovators targeted for disrupting billion-dollar empires
- Government machinery for hire
My case is the poster child of a broken system—one that could strike any American.
Summary
Available for Pre-Order. This title will be released on March 17, 2026.
First Print Run Is Limited — Preorders Determine National Placement
Pay to Play is the tell-all memoir story of Stephen L. Keller, a brash young entrepreneur who sets out to challenge the insurance industry by bringing dignity to those at the end of their lives.
As he pioneers the controversial viatical settlement market, Keller transforms a bold idea into a billion-dollar empire, only to find that success comes at a steep price. From his rise as a scrappy stockbroker to his fall as a fugitive fleeing the country with his family abroad, Pay to Play unearths the high-stakes collision of innovation, ambition, and the dark side of the American Dream, where big business, politics, and profit converge in a system rigged for power.
This isn’t just another corruption story.
This is what happens when 50 of the most powerful insurance companies in America band together to erase an entire industry, and the people who built it.
A 15 Year Nightmare
PAY TO PLAY is the inside story of how America's justice system can be bent by money, influence, and corporate power… and how any entrepreneur, innovator, or disruptor can be targeted next.
For me, this attack meant:
- A federal raid days after lunch at the White House
- Interpol agents surrounding my car with 30 guns drawn
- An extradition battle
- My 5-year-old son asking if they only put “bad people in jail”
- A conspiracy so large it destroyed an entire American industry
This is bigger than my story.
It’s a warning.
And it’s the beginning of a movement.
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About the Author
Stephen L. Keller is a pioneering entrepreneur, whose real-life story reads like a corporate thriller, marked by ambition, disruption, and dramatic downfall. At just 27 years old, Keller founded Kelco, a financial firm that revolutionized the life insurance market by introducing viatical settlements, offering terminally ill patients an unprecedented way to access their life insurance benefits. By 1998, Keller launched the first-ever securitized bundles of life insurance policies on the NYSE and captured 65% of the global life settlements market: now a $30 billion annual industry.
A member of YPO (Young Presidents’ Organization) and a legislative trailblazer who co-authored key regulations still governing the industry today, Keller rose fast and fell hard. After a high-profile FBI investigation, a federal trial, and an international manhunt, Keller was arrested by Interpol in the jungles of Panama and extradited to the U.S., where he served 9 years in federal prison. Now, more than a decade removed from his incarceration, Keller lives in South Florida where he continues to build businesses, consult, and is an active participant in his church and community services. His scholarship fund, the Stephen L. Keller foundation continues awarding annual scholarships supporting future entrepreneurs from his hometown of eastern Kentucky.
His memoir, Pay to Play, offers a behind-the-scenes exposé of ambition, corruption, and the American obsession with winning at all costs.
